ICICI Bank provides home loans to Non-Residential Indians also. ICICI Bank NRI home loans have lots of advantages. Eligibility criteria for applying loan include age, income and residential status. The minimum age required is 21 years. There are two categories of applicants. Self employed applicants and salaried applicants have different and separate rules. Read more

First of all, what is a credit report? It is a document that contains the person’s history of loan payments, such as those for credit cards, auto loans, and mortgages. Lenders use these credit reports to gauge if they can still grant additional credit to the person involved, and the interest rate which they will charge the loan. Read more

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A mortgage loan used to buy land instead of a structural building on a land is called land mortgage. The intention of the buyer is to develop the cleared land or they can build a structure on the land as well. A banks point of view of land mortgage is however entirely different from a structure mortgage for the simple reason that land is considered as a less secured investment. Read more

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