A public liability insurance quote helps determine the cost of this type of an insurance coverage for your business. The main pieces of information required, to get either an online or offline quote are business type or category, number of employees and details about business activities.

Most commonly required pieces of information are:

1. Clearly stating the type of business you conduct.

2. Clearly describing your business and indicating whether it is a limited liability company, sole proprietorship or a partnership.

3. Indicate an estimate of the annual turnover of the business. The annual turnover is the total amount of receivables against goods and/or services sold.

4. Stating whether you have any past incidents or claims brought against your business. If yes, provide the dates, claim amounts and circumstances of the claims.

5. Indication whether your place of business is considered heavy-duty commercial or industrial. For example machine shops, manufacturing plants, etc.

6. Stating all subsidiary companies associated with your main business.

7. You are required to select public liability and product liability insurance on your quote application. Product liability is coverage in the event any of your business’s products causes damage to third party members. Public liability insurance covers you in the a third party suffers damages on your premises.

8. You must also clearly state the maximum number of employees working for you business in order to calculate your premium. You also need to state the number of directors, partners, employees, clerical employees, and clerical partners.

9. Provide history of claims or incidents (if any) relating to occupational conditions/diseases like lung cancer, asbestos related diseases, deafness and dermatitis etc.

10. The starting date of coverage is also to be provided for a Public Liability Insurance quote. A 30 day period is what most insurance providers will be able to provide a quote for.

If you are completing an online quote, you will usually be able to receive a quote confirmation immediately to your email account. You are not obligated to anything by completing and submitting a quote application. The quoted premium is a rough estimate and may be a little higher or lower if you decide to move forward. When you do decide to move forward, you will go through the details of your quote application with a representative of your potential insurer.

It is a good idea to get a multiple quotes from different insurers online. This will speed up the process and allow you to secure an affordable premium from a reputable insurer for your business or your home.